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Tips to Avoid the Rogue Debt Collectors
Debt collectors are constantly threatening consumers to retrieve monies owed. Recently, collection calls have increased as they are asking you to pay a debt that you might not even be sure that you owe. These collection agencies have been known to use abusive language and illegal collection practices. One solution, if you have insurmountable amount [...]
4 Mistakes to Avoid When Consolidating your Credit Card Debt Online
When you’re in credit card debt, you must not wait and try to take steps to become debt free fast. There are a lot of debt reduction options that are available or you can also get rid of your debt yourself. You can take help of debt management program to get out of debt. If [...]
10 Great Tips to Cut Your Costs
In this age of austerity, saving money on your own finances has never been so important. Sure, you can stop buying non-essential items and cut out the little treats – and this will save you some money… but it probably won’t have a big enough impact to considerably improve your situation. So what can you [...]
Unemployment is Harder for Men
Introduce race into the equation and the numbers are even worse. The unemployment rate for black men is 18%, and for black women 12.2%, whereas for white men it’s at 9.7%, and white women 7.3%…
Should I Cancel My Credit Cards?
Once the first recommendation of every financial expert, over the last five years that advice has been questioned and there’s a reversal from some sides of the aisle, whereas the other side of the aisle has stood firm…
How to Get Out of Debt Part III
Yes, I know this one everyone hates. The thing is that there’s only so much one can hope to save while trying to cut expenses, and a nice…
How to Get Out of Debt Part II
However, most people budget for twice a month payments, which means you actually get two extra weeks of payments a year. So, what you’ll find is that, if you extend your budget for…
How to Get Out of Debt Part I
The truth of the matter is that every person is capable of figuring their way out of debt if they have a job and are bringing in some kind of money. Below are some tips to…
FTC Cracking Down On Debt Consolidation Companies
Most debt consolidation companies, if they’re not non-profit groups, will wait until your credit is trashed before they’ll attempt to take action, which could be as long as 18 months. During that time, you’ll receive…
Capital Debt Settlement
First, the details. The company has been around since 2003, but wasn’t incorporated until 2006. The core of their business is debt settlement, which is what most of these companies actually do rather than true debt consolidation. In March 2009, they hooked up with…