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Consequences of Debt Consolidation
One of the very first options that will come to mind when individuals experience problems concerning personal debt is taking out a debt consolidation loan. Often as the only solution that individuals are aware of for overcoming personal debt, it is usually chosen before any other debt solution choice. With so many choices available for [...]
Collection Agencies Are Out Of Control
The one industry that seems to be weathering the bad economy the best is the collection agency industry. Sure, they’re a needed commodity, but it seems that many of the ones around today have come out of nowhere and are going after dollars that either have already been paid or aren’t allowed to be gone [...]
What is Debt Consolidation?
Debt consolidation is the process of obtaining one loan to pay off many others. Most often consumers do this to secure a lower interest rate, to secure a fixed rate on their debt or for the convenience of having to pay only one loan. Debt consolidation can entail converting many unsecured loans into one secured [...]
Student Loan Consolidation
USA (United States of America) In the United States, student loan consolidation entails the purchasing and closing of existing student loans by a loan consolidation company or the Department of Education. Student loan consolidation interest rates are based on that year’s rate, which is based on the 91-day Treasury bill rate at the last auction [...]
Protect Yourself, Not Your Credit Score
…tells people that you look like a good risk at getting more credit. However, if you’re already overly maxed out, you’re already past the point of no return, and it’s more important to gain control…