Author Archive
Unemployment is Harder for Men
Introduce race into the equation and the numbers are even worse. The unemployment rate for black men is 18%, and for black women 12.2%, whereas for white men it’s at 9.7%, and white women 7.3%…
Should I Cancel My Credit Cards?
Once the first recommendation of every financial expert, over the last five years that advice has been questioned and there’s a reversal from some sides of the aisle, whereas the other side of the aisle has stood firm…
How to Get Out of Debt Part III
Yes, I know this one everyone hates. The thing is that there’s only so much one can hope to save while trying to cut expenses, and a nice…
How to Get Out of Debt Part II
However, most people budget for twice a month payments, which means you actually get two extra weeks of payments a year. So, what you’ll find is that, if you extend your budget for…
How to Get Out of Debt Part I
The truth of the matter is that every person is capable of figuring their way out of debt if they have a job and are bringing in some kind of money. Below are some tips to…
FTC Cracking Down On Debt Consolidation Companies
Most debt consolidation companies, if they’re not non-profit groups, will wait until your credit is trashed before they’ll attempt to take action, which could be as long as 18 months. During that time, you’ll receive…
Capital Debt Settlement
First, the details. The company has been around since 2003, but wasn’t incorporated until 2006. The core of their business is debt settlement, which is what most of these companies actually do rather than true debt consolidation. In March 2009, they hooked up with…
GHS Solutions
At a certain point, when you’re reviewing debt collection companies, you start looking at their websites for something different. GHS Solutions site, once again, has a page that has the same exact information most other debt consolidation companies have, in the same order using the same words in talking about the five options they believe every person has…
What Happened To Credit Card Offers?
Have you noticed that you’re not getting as many credit card offers as you used to get before the economy officially tanked? How are you feeling now that your mailbox is clutter free of all those opportunities that you were just throwing in the trash?
Fidelity Debt Solutions Complaints
Fidelity Debt Solutions – www.FidelityDebtSolutions.com (no hyperlink for you Fidelity!) – is a debt consolidation company based in California. They’ve been in business since 2004, although they claim they’ve been in business longer than that. It’s possible they’re counting the years they were a mortgage company before going into the debt consolidation business.
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