Comments for Debt Consolidation http://debtconsolidationsection.com Debt Consolidation Resources & Information Tue, 13 Dec 2011 19:32:41 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on GHS Solutions by bill eddy http://debtconsolidationsection.com/ghs-solutions/2009/06/comment-page-1/#comment-833 bill eddy Tue, 13 Dec 2011 19:32:41 +0000 http://debtconsolidationsection.com/?p=153#comment-833 I joined ghs three years ago and all they did was take my money and only settled one of my depts, which I had to do all the negotiating since they could not talk to the creditor directly. My other accounts still are still un settled. They quit sending paper statements each month showing how much of your monthly payment went to your savings account to pay off the debts, and how much they were taking out for their fee. After about two years, all but $9.00 (fee the bank charged to have my account) went to my account. Then, they sent notice that they were no longer sending paper notices. I could go online to get the statements. I went online to set up my password and such. They were to send me my password to my email account, then I could sign back in and see my statements. They never sent me a password, and in the mean time starting charging be $29.99 monthly fee on top of the bank charge which is now $10 month, so now I am being charged $39.99 a month without any warning or notice sent to me. I called customer service regarding my password they were to send to me. Customer service was very sorry and they would give this to their manager and someone would be in touch with me between 24 to 72 hours. After the 72 hours and not hearing from them I called customer service again and got a different person which gave me a password righ over the phone. I then signed in only to find these extra charges ($29.99) that they started charging me after the paper statemenst were stopped. In the mean time I sent them updated information on my creditors and they did absolutely nothing. I then cancelled and I told them I wanted the extra money they were charging be behind my back after the paper statements stopped. They said that they cannot do that. This company is not honest and trustworthy to say the least. Thank you Bill Eddy I joined ghs three years ago and all they did was take my money and only settled one of my depts, which I had to do all the negotiating since they could not talk to the creditor directly. My other accounts still are still un settled. They quit sending paper statements each month showing how much of your monthly payment went to your savings account to pay off the debts, and how much they were taking out for their fee. After about two years, all but $9.00 (fee the bank charged to have my account) went to my account. Then, they sent notice that they were no longer sending paper notices. I could go online to get the statements. I went online to set up my password and such. They were to send me my password to my email account, then I could sign back in and see my statements. They never sent me a password, and in the mean time starting charging be $29.99 monthly fee on top of the bank charge which is now $10 month, so now I am being charged $39.99 a month without any warning or notice sent to me. I called customer service regarding my password they were to send to me. Customer service was very sorry and they would give this to their manager and someone would be in touch with me between 24 to 72 hours. After the 72 hours and not hearing from them I called customer service again and got a different person which gave me a password righ over the phone. I then signed in only to find these extra charges ($29.99) that they started charging me after the paper statemenst were stopped.

In the mean time I sent them updated information on my creditors and they did absolutely nothing. I then cancelled and I told them I wanted the extra money they were charging be behind my back after the paper statements stopped. They said that they cannot do that.

This company is not honest and trustworthy to say the least.

Thank you

Bill Eddy

]]> Comment on Figuring Out Your Credit Card Debt At Home by Mitch http://debtconsolidationsection.com/figuring-out-your-credit-card-debt-at-home/2011/01/comment-page-1/#comment-758 Mitch Wed, 16 Feb 2011 03:19:56 +0000 http://debtconsolidationsection.com/?p=291#comment-758 Glad to help. Allan. I have been on the credit card diet twice in my life, and that's how I got out of trouble. Now I only have two cards, both American Express, and one of those must be paid off every month. That helps keep me in line, that's for sure. Glad to help. Allan. I have been on the credit card diet twice in my life, and that’s how I got out of trouble. Now I only have two cards, both American Express, and one of those must be paid off every month. That helps keep me in line, that’s for sure.

]]> Comment on Figuring Out Your Credit Card Debt At Home by Allan Douglas http://debtconsolidationsection.com/figuring-out-your-credit-card-debt-at-home/2011/01/comment-page-1/#comment-757 Allan Douglas Fri, 04 Feb 2011 00:41:54 +0000 http://debtconsolidationsection.com/?p=291#comment-757 Been there, done that, have the T-shirt. My wife and I realized we were in too deep a few years ago and went on a financial crash diet so we could work on getting the credit cards paid off. We did not have teh benefit of all that great math but we managed to get through it. Now, except for the mortgage we are completely debt free. And we're working on the mortgage. Thanks for the great spreadsheet Mitch. Been there, done that, have the T-shirt.

My wife and I realized we were in too deep a few years ago and went on a financial crash diet so we could work on getting the credit cards paid off. We did not have teh benefit of all that great math but we managed to get through it.

Now, except for the mortgage we are completely debt free. And we’re working on the mortgage.

Thanks for the great spreadsheet Mitch.

]]>